Background
The Group Personal Accident (GPA) insurance policy covers all registered local students of UTAR (the insured persons) in both Kampar Campus and Sungai Long Campus.
The scope of cover of this insurance is against accidents due to violent, external and visible resulting in death or permanent disablement with the coverage as follows:

It is hereby declared and agreed that this insurance will not be prejudiced by any inadvertent delays, errors and omission in notifying the Company of any circumstances or event giving rise or likely to give rise to a claim that under this Policy, provided that notice be given to the Company immediately upon such occurrence coming to the knowledge of the Insured but not later than 14 days from the date of the occurrence.